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Bronson Insurance Services

2345 W Ryan Rd, Suite H
Oak Creek, WI 53154

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Do You Need Wisconsin Boat Insurance for Small Vessels?

When you are boating in Wisconsin, you may not be required to have boat insurance unless there is a loan on your boat. Some boat owners also don’t think it’s necessary to purchase boat insurance if their boat is small.

It’s never a bad idea to have boat insurance though. This is a purchase that you have saved and dreamed for. At Bronson Insurance Services, we know that a little boat insurance goes a long way towards peace of mind when Oak Creek, WI residents are taking care of that dream.

All Risk Boat Insurance for Small Vessels

A small vessel for boat insurance is considered to be small when it is 29 feet or less.  The most common coverage for small vessels is called an “All Risk” policy. This means that you have coverage for every kind of loss, but for those that are not included in the policy.

That will be up to your insurance company to determine what risks would be excluded. The most common exclusions include items such as animal problems, denting or scratching, design defects, normal wear and tear, and freezing.

Standard Small Vessel Boat Insurance

The most common kind of small vessel boat insurance is that which includes medical payments in the event of an injury, contents coverage, and uninsured boat motorist liability.

Get a Quote

When you are thinking about boat insurance in Oak Creek, WI, know that you can still get good coverage for small vessel boat insurance. You will never feel bad about getting it unless there is an accident or you need it for your boat. Call Bronson Insurance Services for a quote today.

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