Click to Call
Bronson Insurance Services

2345 W Ryan Rd, Suite H
Oak Creek, WI 53154

Get Directions

Bronson Insurance Services Blog

Renters insurance FAQs

Renters in Wisconsin are lucky to be living in one of the most affordable states for renters in the United States. With an average rent of $954, 39 states are more expensive. There is no requirement under the law to have renters insurance and 60% of people don’t have it. That is surprising considering what good value it is. At Bronson Insurance Services in Oak Creek, WI, as an independent insurance agency, we work for our customers to make sure they understand the value they are getting for their insurance dollars. 

Renters insurance is not well understood and most people have a lot of questions about it. 

Doesn’t my landlord have insurance?

Undoubtedly they do but their insurance covers their building. It does not cover your personal property or protects you if someone visiting you is injured in your rental. 

What kind of content coverage does renters insurance offer?

With renters insurance, you have two choices of content coverage. You can choose actual value or replacement cost. It depends on how much of your property you want to replace. Replacement cost is what it would cost to buy your possessions today, no matter how old they are. Actual value takes depreciation into account. 

Will renters insurance give me money for a place to stay if my rental is damaged?

Loss of use is typically included in renters insurance. As always, be sure to read your policy to make sure you understand what it provides. 

Will my renter’s insurance cover me if my dog bites someone?

As long as your dog is not a breed that is excluded from coverage, it should be considered a member of your family and covered under your liability coverage. 

At Bronson Insurance Services in Oak Creek, WI, we have the information you need to decide if renters insurance is something you could benefit from. 

Servicing States

  • Wisconsin
  • Illinois

Testimonials

  • Attune
  • Builders Trades
  • Cowbell
  • Dairyland
  • Erie Insurance
  • Foremost
  • Founders
  • Main Street
  • National General
  • Progressive
  • The General