Home insurance typically covers certain types of water damage, but only if it’s caused by a specified peril (like a broken pipe). Floods, however, are not usually covered by standard homeowners insurance policies. That means that if you live in an area prone to flooding, you’ll need extra flood insurance coverage in order to protect your home and belongings.
Fortunately, at Bronson Insurance Services, we specialize in covering Oak Creek, WI area homes and businesses from floods and other disasters.
Why Flood Insurance?
Flood insurance can provide important protection if your home or possessions are damaged by floods. It can help pay for repairs to your home or the replacement of lost or damaged possessions. And while the cost of flood insurance depends on several factors (including where you live and how much coverage you want), it’s often more affordable than you might think.
Fortunately, obtaining flood insurance doesn’t have to be difficult: The National Flood Insurance Program (NFIP) offers coverage for all 50 states at competitive rates. So, if you’re wondering whether it’s worth getting flood insurance on top of your homeowner’s policy—the answer is yes! Taking out additional flood coverage could give you the peace of mind of knowing that if a flood does strike, you won’t be left with potentially devastating financial losses due to lack of protection.
Give Us A Call
If you have any questions about your coverage, or if you want tips to help prepare your home or business in case of a flood, give us at Bronson Insurance Services a call today. We proudly serve the Oak Creek, WI area and would be glad to help you prepare for whatever Mother Nature has in store.
