Each person operating a motorcycle in Wisconsin must possess, at a minimum, liability insurance. Motorcycle drivers also need to carry proof of coverage with them while driving.
Bronson Insurance Services is here to assist Oak Creek, WI bikers with this important coverage. Here’s what to know about the motorcycle insurance options available for your bike.
Bodily Injury and Property Damage Liability
Bodily injury and property damage are the basic liability coverage every motorcycle driver has to have in case they cause harm to another person or their property.
The minimum liability amounts in Wisconsin are $10,000 for property damage, $25,000 for the injury or death of one person, and $50,000 for the injury or death of more than one person.
Uninsured or Underinsured Motorists
Coverage for uninsured or underinsured motorists protects against accidents with people who don’t carry insurance for themselves.
Comprehensive and Collision
Comprehensive coverage pays for repairs or a replacement for your motorcycle if it’s stolen, vandalized, or damaged. Collision coverage pays for repairs or replacement in case of damage from an accident.
This coverage compensates for reasonable and necessary medical expenses resulting from an injury to you or any passengers.
Towing and Labor Coverage
This provides reimbursement for the cost of towing or other related labor if your bike breaks down or is in an accident.
Roadside Assistance and Trip Interruption
If your motorcycle is disabled, roadside assistance coverage can help get it somewhere for repairs. Trip interruption coverage covers up to a certain amount of money required for meals and hotels due to the interruption.
If you’re unsure what makes the most sense for you when creating a policy, then it’s best to consult an expert.
Reach Out To Us!
For extra help with your motorcycle coverage, contact the insurance providers at Bronson Insurance Services, servicing Oak Creek, WI.