If you are a boater, it’s never a good idea to leave yourself and your boat vulnerable by skipping boat insurance. In Wisconsin, it isn’t required for boat owners to have boat insurance unless they have a commercial fishing boat. However, it’s always a smart choice to have boat insurance to protect yourself.
If you don’t have a boat policy, call us today at Bronson Insurance Services in Oak Creek, WI to get one of your own.
Why Boaters Should Have Boat Insurance
Liability Boat Coverage
Boat collisions happen with frequency, and they can be expensive when you are held liable for the accident. Having an accident on the water can mean that you have to pay for the damages to the other party, including medical bills that can be highly expensive. With the high cost of medical bills, it’s always a good idea to have liability coverage for your boat. Without it, you could face economic hardships as you try to pay for the bills that you owe for the damages.
Other Boat Coverage
In addition to liability coverage, there are other types of coverage that are helpful for your protection. It’s helpful to get personal article coverage to protect your items that are lost during an accident. You may also want to get comprehensive coverage. This protects you in case of damaging incidents that happen to your boat when it isn’t on the water. There are a number of risks that exist for boats when they’re on land, and this protection can save you from highly expensive repair and replacement costs if they should happen.
Get Coverage for Your Boat
Even when it isn’t required, it’s important to have boat insurance whenever you own a boat. It’s a good idea to have this protection at all times. Call us at Bronson Insurance Services in Oak Creek, WI.