If you have Employees in Wisconsin, an employer must carry workers' compensation insurance for its employees. This coverage pays the medical bills of an employee who was hurt on the job and compensation for lost wages resulting from work-related injuries or disabilities.
Nearly all employees in Wisconsin are covered. In fact, when talking about worker's compensation, it is easier to discuss the exceptions.
Regardless of how long an employee has been working for an employer, or whether or not he/she is in a probationary or training status, coverage for Workers Compensation purposes begins on the first day of work.
However, in order to expedite the processing of your claim, you should immediately report your injury or ailment to your supervisor.
It is your employer's responsibility to report your injury to their worker's compensation insurance carrier (or claims handling office).
In most cases, the first payment will be made by the insurance company within 14 days of your last day worked. If payment takes longer, you should contact your employer or their insurance carrier to find out the reason for delay.
There is a three-day waiting period. The first 3 days of lost time after the injury are not compensable. Compensation is payable beginning on your 4th day of lost time. If your disability extends beyond 7 calendar days, the 1st 3 days of lost time would be picked up and paid retroactively.
Bronson has a great team of caring agents who take the time to figure out your needs, give you the best possible advice, and find you the lowest rate. They saved me a bundle compared to what I had paid at my previous insurer and, get this, I now have BETTER coverage. They check all the boxes - what more could you want from an insurer?
Rusty was a great agent. Very helpful in answering our questions and making sure we got the best deal — he found us an insurance plan that saved us hundreds of dollars. Even when we moved out of state he gave us some tips on finding another agent. Highly recommend.
The professionalism is beyond amazing. Couldn’t be anymore happier with the services I get from Bronson Insurance. My agent is well knowledgeable on the products and help me with understanding everything and made me feel comfortable and that I’m in good hands with my insurance needs.