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Bronson Insurance Services

2345 W Ryan Rd, Suite H
Oak Creek, WI 53154

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Bronson Insurance Services Blog

Documents you should have in your car at all times

Driving should take all of your attention when you get behind the wheel. With all the aggressive drivers out there, you need to be on the defensive at all times. There may be times, despite your best efforts, you have an accident, or you get pulled over by the local or state police. When that happens, they are going to ask to see some documents from you. It is important you have them in the vehicle with you. 

When it comes to carrying the necessary documents in your car, just throwing them into your glove box is probably not the best idea. Putting them in an envelope or a special folder in the glove box where you can find them easily even if your heart is pounding is a better idea. Best of all is a document holder that attaches to your visor. This way, you can easily flip down your visor and take out your documents if you need to. 

Vehicle registration

Most information about your vehicle registration is online, so the police have access to the information even if you don’t have your registration in the vehicle. They can look it up with the numbers on your license plate. However, you will likely get a ticket if you don’t carry the registration with you, so do the right thing. 

Proof of insurance

Almost every state in the union requires you have at least the minimum required auto insurance. Your insurance company will provide you with proof of insurance you should always have with you in your vehicle. Serious fines are levied for not having the mandated insurance, and you need to prove you have it. 

Driver’s license

This should be in your wallet and is required in every state. 

Contact Bronson Insurance Services in Oak Creek, WI when you are looking for auto insurance. Bronson Insurance Services in Oak Creek, WI has been in business for 18 years and provides our clients with great service and lots of choices. 

Why is commercial insurance needed in Oak Creek?

When you are in the Oak Creek, WI area, you may find that starting a small business is a great career path. Those that own a company here can do very well if they properly protect their company. A great way that you can do this is with commercial insurance protection. This type of insurance is needed by a business for a few different reasons. 

Insurance Protects Business

A common reason that people need commercial insurance in this area of the state is that it will help to protect their business. A business owner in this area of Wisconsin will always want to ensure that their company and business investment is properly protected. When you invest in a full commercial insurance plan, it will provide you with the coverage needed to protect your business investments and mitigate liability risk.

Insurance is Required

You will also want to get a commercial insurance plan because it could be a requirement for your business. Many companies today are required by some agreement to get commercial insurance coverage. When you take out a business loan or raise outside capital, the parties you are under contract with will likely require that you carry commercial insurance. If you do not have this coverage, you could be in default of your agreements.

Anyone that would like a commercial insurance plan should speak with the team at Bronson Insurance Services. Those who are all over the Oak Creek, WI area have found that Bronson Insurance Services can offer the guidance and support needed to build and choose an ideal policy. This will help ensure that your business’s future is protected and that you are in compliance with any insurance obligations that you have. 

Does Homeowner’s Insurance cover building a new home?

Most of the time, people buy their homeowner’s insurance for a house that is already built. Since you are building your house from scratch, how can you ensure a home that physically does not exist yet? After all, you have already paid for the land and perhaps paid a deposit to your contractor or purchased building materials, so if anything goes wrong now, you may suffer significant financial loss.

Luckily in Oak Creek, WI, folks at Bronson Insurance Services can help protect your most significant investment right from the start while it is still being built. A Builder’s Risk policy was designed for this specific need. It covers any loss incurred while the house is under construction. It protects everything from the time construction starts and remains in place until a predetermined date after the construction is finished. The policy provides reimbursement for when things go wrong with building materials, machinery used, equipment used on the building site, permanent fixtures, construction debris removal, pollutant cleanup, blueprints cost, landscaping, etc. Some policies may also include liability coverage in case anyone gets injured during the building process. 

The best part about taking out a Builder’s Insurance Policy is that you may choose not to have to pay the premiums yourself. When you draw up your construction contract, it may include a clause that the contractor must take out a builder’s risk policy as part of that contract. Of course, you may want to take a policy out yourself to ensure sufficient coverage when calamity strikes.

Contact us

Life is unpredictable, and a lot can go wrong when building a house from scratch. A builder’s Insurance policy guarantees that you or your contractor will obtain funds to repair or rebuild in case of a loss. To discuss your exact needs, contact Bronson Insurance Services in Oak Creek, WI for details.

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