If you are a Wisconsin boat owner, our agents at Bronson Insurance Services serving the Oak Creek, WI area want you to know that while boat insurance is not required under Wisconsin law, some marinas may require it for you to be able to dock your boat. Also, if you owe money for the purchase of your boat, your lender may require you to have a boat insurance policy in place.
What Does Boat Insurance Cover?
When you are out on the lake, ocean, sea, river, or pond with your beloved boat, you never know when an accident may happen. For instance, you could crash into another boat or even damage your boat by hitting a dock or other object. If this type of event happens, you will want to ensure that you have the proper amount of boat insurance to cover the damages and any injuries that your passengers or others sustain.
Collision Insurance
Collision insurance is imperative to have on your boat since it will help you cover the costs of damages that can happen if you collide with another boat or object.
Comprehensive Insurance
This type of insurance is very important since it will protect your boat, even when you are not using it. For example, if there is a fire and it damages or destroys your boat, comprehensive boat insurance coverage will help you pay to get your boat repaired, or it will help you replace it. The same goes for your boat if it is damaged by a natural disaster or vandalism. This type of boat insurance can also help you out if your boat is stolen.
Consult With Us
Since you never know when a disaster will occur, it is a good idea to have a boat insurance policy in place. Contact our agents at Bronson Insurance Services serving the Oak Creek, WI area to get your boat insurance policy started and enjoy the peace of mind that comes with it.
