As a business in Wisconsin, when you carry property or people in your company’s vehicles, you may need to determine whether it’s considered a "for hire" situation that has state and federal insurance and registration requirements. Even if you’re driving your personal vehicle, but the purpose is business, it’s important to find out when you’re crossing the line into providing service.
When Your Business is Growing, and You’re Driving
At Bronson Insurance Services, our commercial insurance offerings include commercial auto insurance, plus liability coverage, property coverage, and umbrella insurance. These help you protect yourself and your Oak Creek, WI business as you grow, from those times when you may be in a "gray area" to the point where you have a fleet of vehicles and drivers and you know that everything’s business-related.
These transportation insurance coverages protect you when you’re carrying people or property for any reason so that a casual decision to help out doesn’t put you in a difficult situation. Unexpected problems such as theft of property or an accident that harms the passenger may put you on the spot.
From a Man with a Truck to a Motor Carrier
Businesses start and grow in different ways, so it can be difficult to establish when you officially become a professional driver offering a service. At Bronson Insurance Services, we encourage you to consider formal business operations in Oak Creek, WI, and expect to grow and get the coverage that protects you and, in many cases, is required by state law. That way, you’ll have the protection you need in case an informal arrangement becomes a legal entanglement. You’ll also be able to proudly say to potential customers that you’re officially recognized and ready to do business with them.
