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Bronson Insurance Services

2345 W Ryan Rd, Suite H
Oak Creek, WI 53154

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Bronson Insurance Services Blog

What Does Renter’s Insurance Cover?

At Bronson Insurance Services, we offer insurance solutions for residents of Oak Creek, WI, including renter’s insurance. A renter’s policy can help you protect your belongings and financial security. 

What is Renter’s Insurance? 

Renter’s insurance provides protection for your belongings if you are renting or leasing a home. The property owner’s policy will cover the structure itself, but it doesn’t include your possessions. 

Belongings Coverage 

This is the most common reason for choosing renter’s insurance. Even if your belongings aren’t particularly valuable, they can be expensive to replace.

What would happen if all your possessions were damaged due to a fire, flood, or vandalism? The cost of replacing items would add up quickly. 

Loss of Use Coverage 

Loss of use coverage will cover your accommodations and living expenses if you are unable to live in your home due to a covered event, including fire or water damage or vandalism. 

 You’ll receive money to cover a hotel or rental property and other expenses like food until you can move back into your home. 

Personal Liability Coverage 

If someone is injured in your home, you could be liable for medical expenses and potentially pain and suffering. If their property is damaged, you are liable for the cost to repair or replace it. 

Personal liability coverage will cover these expenses up to the coverage limit. 

Optional Coverage

In addition to standard coverage, you can also choose optional coverages. These include valuables coverage for valuable items, water backup for water damage caused by sewers, and earthquake protection. 

You can also choose extended theft protection, which covers items in your vehicle, trailer, or watercraft. 

Reach Out To Us

If you need renter’s insurance in Oak Creek, WI, contact us at Bronson Insurance Services. Our knowledgeable agents can help you determine the best policy for your needs. 

Servicing States

  • Wisconsin
  • Illinois


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